True Cost of Retiring in Mexico vs. U.S. & Canada: City-by-City Comparison (2026)

2026 Retirement Cost Comparison • Direct Flights to Cancún

What Does It Really Cost You
to Stay Home vs. Own in Mexico?

We compared real annual costs — house taxes, building fees, insurance, and healthcare — for both a 2-bedroom condo and a 3-bedroom house, in every city that flies direct to Cancún.

These numbers are based on two property types — compared side by side for every city:

$300,000 🏢 2-Bedroom Condo A comfortable condo with pool, security, and ocean or garden views in Riviera Maya

$700,000 🏠 3-Bedroom House A spacious luxury home with private pool, garden, and premium amenities in Riviera Maya

🇲🇽  In Riviera Maya — Here Is What You Actually Pay

Real numbers from real owners on the ground. Mexico's property costs are a fraction of what you pay at home.

🏢 2-Bedroom Condo$300,000 USD

Predial (property tax) / year$300 – $600

Monthly HOA / building fees$150 – $300 / mo

Home insurance / year$200 – $800

Private health insurance$340 – $580 / mo

Doctor visit (specialist)$40 – $80

Full housekeeping / visit$20 – $50

Estimated total per year$6,500 – $12,000

🏠 3-Bedroom House$700,000 USD

Predial (property tax) / year$400 – $800

Monthly HOA / community fees$100 – $250 / mo

Home insurance / year$200 – $800

Private health insurance$340 – $580 / mo

Doctor visit (specialist)$40 – $80

Full housekeeping / visit$20 – $50

Estimated total per year$6,000 – $11,500

Southeast — Closest Flights to Cancún

🇺🇸

MiamiFlorida

✈ 2h 10m to Cancún

⚠️ Florida's home insurance has tripled since 2020 due to hurricanes. Many major insurers have stopped offering coverage here completely. A $700,000 house can cost $20,000–$50,000 per year in insurance alone — more than a full year of ownership in Mexico.

🏢 2-Bedroom Condo$300,000

House taxes / year$3,200 – $5,500

Monthly building fees$600 – $1,600 / mo

Home insurance / year$8,000 – $18,000

Health coverage / month$250 – $450 / mo

Estimated annual total$43,000 – $78,000

✅ You save per year$31,000 – $72,000 / yr

🏠 3-Bedroom House$700,000

House taxes / year$7,500 – $13,000

Monthly HOA / fees$500 – $1,200 / mo

Home insurance / year$20,000 – $50,000

Health coverage / month$250 – $450 / mo

Estimated annual total$85,000 – $145,000

✅ You save per year$73,000 – $134,000 / yr

🇺🇸

AtlantaGeorgia

✈ 2h 30m to Cancún

Property costs in Atlanta have doubled in the past decade. Hot, humid summers without a beach. Property taxes have been rising steadily as the city booms. Many Georgia retirees on fixed incomes are discovering Mexico as a permanent or winter solution.

🏢 2-Bedroom Condo$300,000

House taxes / year$2,800 – $5,000

Monthly building fees$300 – $700 / mo

Home insurance / year$1,800 – $3,500

Health coverage / month$250 – $450 / mo

Estimated annual total$30,000 – $53,000

✅ You save per year$18,000 – $47,000 / yr

🏠 3-Bedroom House$700,000

House taxes / year$6,500 – $11,500

Monthly HOA / fees$200 – $500 / mo

Home insurance / year$3,500 – $7,000

Health coverage / month$250 – $450 / mo

Estimated annual total$49,000 – $83,000

✅ You save per year$37,000 – $77,000 / yr

🇺🇸

NashvilleTennessee

✈ 2h 45m to Cancún

Nashville has gone from one of America's most affordable cities to one of its most expensive in just 10 years. Rising property taxes and a booming population have pushed costs sharply higher for retirees who are living on fixed incomes.

🏢 2-Bedroom Condo$300,000

House taxes / year$2,200 – $4,500

Monthly building fees$250 – $600 / mo

Home insurance / year$1,600 – $3,200

Health coverage / month$250 – $450 / mo

Estimated annual total$27,000 – $49,000

✅ You save per year$15,000 – $43,000 / yr

🏠 3-Bedroom House$700,000

House taxes / year$5,200 – $10,500

Monthly HOA / fees$150 – $400 / mo

Home insurance / year$3,000 – $6,500

Health coverage / month$250 – $450 / mo

Estimated annual total$44,000 – $76,000

✅ You save per year$32,000 – $70,000 / yr

Northeast — Large Urban Retirement Markets

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New York CityNew York — JFK / Newark Airports

✈ 3h 45m to Cancún

The most expensive city in North America. Building fees for a condo frequently exceed $2,000 per month. A house in a good neighborhood can cost $100,000–$165,000 per year just to own and stay healthy. Hundreds of New Yorkers retire to Mexico each year and never look back.

🏢 2-Bedroom Condo$300,000

House taxes / year$7,000 – $16,000

Monthly building fees$800 – $2,500 / mo

Home insurance / year$1,500 – $3,000

Health coverage / month$250 – $450 / mo

Estimated annual total$55,000 – $110,000

✅ You save per year$43,000 – $104,000 / yr

🏠 3-Bedroom House$700,000

House taxes / year$15,000 – $35,000

Monthly HOA / fees$400 – $900 / mo

Home insurance / year$2,500 – $6,000

Health coverage / month$250 – $450 / mo

Estimated annual total$80,000 – $165,000

✅ You save per year$68,000 – $159,000 / yr

🇺🇸

BostonMassachusetts

✈ 4h 10m to Cancún

Boston winters are brutal and last 5 months. Condo fees over $1,000/month are common even in modest buildings. Property taxes have been rising every year. Many Boston retirees use Mexico as their winter escape — and then never fully go back.

🏢 2-Bedroom Condo$300,000

House taxes / year$4,000 – $8,000

Monthly building fees$600 – $1,400 / mo

Home insurance / year$1,400 – $2,800

Health coverage / month$250 – $450 / mo

Estimated annual total$38,000 – $68,000

✅ You save per year$26,000 – $62,000 / yr

🏠 3-Bedroom House$700,000

House taxes / year$9,000 – $18,000

Monthly HOA / fees$300 – $700 / mo

Home insurance / year$2,800 – $5,500

Health coverage / month$250 – $450 / mo

Estimated annual total$63,000 – $102,000

✅ You save per year$51,000 – $96,000 / yr

🇺🇸

PhiladelphiaPennsylvania

✈ 3h 50m to Cancún

Pennsylvania has one of the highest overall tax burdens in the Northeast. Philadelphia adds its own city taxes on top of state taxes. Property values and maintenance costs have been climbing every year.

🏢 2-Bedroom Condo$300,000

House taxes / year$3,500 – $7,000

Monthly building fees$400 – $1,000 / mo

Home insurance / year$1,400 – $2,800

Health coverage / month$250 – $450 / mo

Estimated annual total$33,000 – $59,000

✅ You save per year$21,000 – $53,000 / yr

🏠 3-Bedroom House$700,000

House taxes / year$8,000 – $16,000

Monthly HOA / fees$200 – $600 / mo

Home insurance / year$2,500 – $5,000

Health coverage / month$250 – $450 / mo

Estimated annual total$52,000 – $92,000

✅ You save per year$40,000 – $86,000 / yr

🇺🇸

Washington D.C.District of Columbia

✈ 3h 30m to Cancún

The nation's capital has some of the highest condo fees in the country. Building maintenance in D.C. high-rises regularly exceeds $1,400/month. A $700,000 house here costs significantly more each year than the same property in Mexico.

🏢 2-Bedroom Condo$300,000

House taxes / year$3,800 – $7,500

Monthly building fees$500 – $1,400 / mo

Home insurance / year$1,200 – $2,500

Health coverage / month$250 – $450 / mo

Estimated annual total$35,000 – $65,000

✅ You save per year$23,000 – $59,000 / yr

🏠 3-Bedroom House$700,000

House taxes / year$8,800 – $17,500

Monthly HOA / fees$250 – $600 / mo

Home insurance / year$2,200 – $4,800

Health coverage / month$250 – $450 / mo

Estimated annual total$57,000 – $95,000

✅ You save per year$45,000 – $89,000 / yr

Midwest — Growing Retirement Markets

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ChicagoIllinois — O'Hare & Midway

✈ 3h 45m to Cancún

Illinois has the second-highest property taxes in the United States. A $700,000 house in Chicago can cost $13,000–$25,000 per year in property taxes alone — before paying a single bill. Many Chicagoans are leaving permanently for Mexico.

🏢 2-Bedroom Condo$300,000

House taxes / year$5,500 – $11,000

Monthly building fees$400 – $1,100 / mo

Home insurance / year$1,500 – $3,200

Health coverage / month$250 – $450 / mo

Estimated annual total$40,000 – $73,000

✅ You save per year$28,000 – $67,000 / yr

🏠 3-Bedroom House$700,000

House taxes / year$13,000 – $25,000

Monthly HOA / fees$200 – $500 / mo

Home insurance / year$2,500 – $5,500

Health coverage / month$250 – $450 / mo

Estimated annual total$65,000 – $110,000

✅ You save per year$53,000 – $104,000 / yr

🇺🇸

MinneapolisMinnesota

✈ 4h direct to Cancún

Minneapolis winters last up to 6 months with temperatures hitting -30°C. Costs have risen steadily. Many Minnesota retirees keep a home base and spend November through April in Riviera Maya — the best of both worlds.

🏢 2-Bedroom Condo$300,000

House taxes / year$3,000 – $6,000

Monthly building fees$300 – $800 / mo

Home insurance / year$1,400 – $2,800

Health coverage / month$250 – $450 / mo

Estimated annual total$29,000 – $52,000

✅ You save per year$17,000 – $46,000 / yr

🏠 3-Bedroom House$700,000

House taxes / year$7,000 – $14,000

Monthly HOA / fees$150 – $400 / mo

Home insurance / year$2,800 – $5,500

Health coverage / month$250 – $450 / mo

Estimated annual total$50,000 – $84,000

✅ You save per year$38,000 – $78,000 / yr

Texas — Closest U.S. State to Cancún

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HoustonTexas — IAH & Hobby Airports

✈ 2h 20m to Cancún

Texas has no income tax — but very high property taxes instead. Houston also sits in a hurricane and flood zone, which has pushed insurance costs dramatically higher. The total annual bill surprises most retirees.

🏢 2-Bedroom Condo$300,000

House taxes / year$5,000 – $9,000

Monthly building fees$300 – $700 / mo

Home insurance / year$3,000 – $7,000

Health coverage / month$250 – $450 / mo

Estimated annual total$37,000 – $63,000

✅ You save per year$25,000 – $57,000 / yr

🏠 3-Bedroom House$700,000

House taxes / year$12,000 – $21,000

Monthly HOA / fees$150 – $400 / mo

Home insurance / year$7,000 – $14,000

Health coverage / month$250 – $450 / mo

Estimated annual total$64,000 – $108,000

✅ You save per year$52,000 – $102,000 / yr

🇺🇸

Dallas – Fort WorthTexas

✈ 2h 30m to Cancún

Dallas is booming — and so are its property taxes and insurance costs. Hailstorms and tornadoes have made insurance much more expensive in recent years. The total annual ownership cost surprises many retirees who think Texas is inexpensive.

🏢 2-Bedroom Condo$300,000

House taxes / year$5,000 – $9,500

Monthly building fees$300 – $700 / mo

Home insurance / year$2,500 – $5,500

Health coverage / month$250 – $450 / mo

Estimated annual total$35,000 – $60,000

✅ You save per year$23,000 – $54,000 / yr

🏠 3-Bedroom House$700,000

House taxes / year$12,000 – $22,000

Monthly HOA / fees$150 – $400 / mo

Home insurance / year$5,500 – $12,000

Health coverage / month$250 – $450 / mo

Estimated annual total$58,000 – $98,000

✅ You save per year$46,000 – $92,000 / yr

West Coast & Mountain — Highest Cost Markets

🇺🇸

Los AngelesCalifornia

✈ 4h direct to Cancún

⚠️ California's wildfire crisis has made home insurance nearly impossible to get. State Farm and Allstate have stopped accepting new customers in much of California. A $700,000 house — if you can get insurance at all — now costs an extraordinary amount every year.

🏢 2-Bedroom Condo$300,000

House taxes / year$3,500 – $7,000

Monthly building fees$450 – $1,100 / mo

Home insurance / year$4,000 – $12,000

Health coverage / month$250 – $450 / mo

Estimated annual total$43,000 – $78,000

✅ You save per year$31,000 – $72,000 / yr

🏠 3-Bedroom House$700,000

House taxes / year$8,000 – $15,000

Monthly HOA / fees$200 – $500 / mo

Home insurance / year$9,000 – $25,000

Health coverage / month$250 – $450 / mo

Estimated annual total$72,000 – $125,000

✅ You save per year$60,000 – $119,000 / yr

🇺🇸

San FranciscoCalifornia

✈ 4h 30m to Cancún

San Francisco is one of the most expensive cities in the world — and now one of the hardest places to get home insurance due to wildfires. Building fees over $1,500/month are normal. More people are leaving San Francisco than any other major U.S. city.

🏢 2-Bedroom Condo$300,000

House taxes / year$4,500 – $9,000

Monthly building fees$700 – $1,800 / mo

Home insurance / year$5,000 – $15,000

Health coverage / month$250 – $450 / mo

Estimated annual total$53,000 – $95,000

✅ You save per year$41,000 – $89,000 / yr

🏠 3-Bedroom House$700,000

House taxes / year$10,000 – $20,000

Monthly HOA / fees$300 – $700 / mo

Home insurance / year$12,000 – $35,000

Health coverage / month$250 – $450 / mo

Estimated annual total$88,000 – $155,000

✅ You save per year$76,000 – $149,000 / yr

🇺🇸

DenverColorado

✈ 4h direct to Cancún

Denver has grown explosively and costs have followed. Hailstorms have pushed insurance rates up significantly. Many Colorado retirees spend winters in Mexico and summers enjoying the mountains — a perfect split that makes financial and lifestyle sense.

🏢 2-Bedroom Condo$300,000

House taxes / year$2,200 – $4,800

Monthly building fees$300 – $700 / mo

Home insurance / year$1,800 – $4,000

Health coverage / month$250 – $450 / mo

Estimated annual total$27,000 – $48,000

✅ You save per year$15,000 – $42,000 / yr

🏠 3-Bedroom House$700,000

House taxes / year$5,000 – $11,000

Monthly HOA / fees$150 – $400 / mo

Home insurance / year$3,500 – $8,500

Health coverage / month$250 – $450 / mo

Estimated annual total$48,000 – $82,000

✅ You save per year$36,000 – $76,000 / yr

🇺🇸

SeattleWashington

✈ 6h 30m to Cancún

Seattle has some of the highest property prices in the country. Grey, rainy winters last 6–7 months. Many Seattle retirees are discovering that Mexico offers everything they love about the Pacific Northwest — minus the cold, the rain, and the bills.

🏢 2-Bedroom Condo$300,000

House taxes / year$4,000 – $8,000

Monthly building fees$400 – $1,000 / mo

Home insurance / year$1,500 – $3,500

Health coverage / month$250 – $450 / mo

Estimated annual total$35,000 – $62,000

✅ You save per year$23,000 – $56,000 / yr

🏠 3-Bedroom House$700,000

House taxes / year$9,000 – $18,000

Monthly HOA / fees$200 – $500 / mo

Home insurance / year$2,800 – $6,000

Health coverage / month$250 – $450 / mo

Estimated annual total$58,000 – $95,000

✅ You save per year$46,000 – $89,000 / yr

Province of Québec — Largest French-Canadian Market for Mexico

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MontréalQuébec — YUL Airport

✈ 5h 57m to Cancún

Montréal is one of the most livable cities in Canada — but winters last 5 to 6 months. The Québécois have always had a special relationship with Mexico. Riviera Maya has become the top destination for francophone retirees, and the numbers below show exactly why.

🏢 2-Bedroom Condo$300,000

House taxes / year$3,300 – $5,200

Monthly building fees$370 – $700 / mo

Home insurance / year$1,200 – $2,200

Health coverage / month$90 – $210 / mo

Estimated annual total$28,000 – $52,000

✅ You save per year$16,000 – $46,000 / yr

🏠 3-Bedroom House$700,000

House taxes / year$7,400 – $11,800

Monthly HOA / fees$150 – $370 / mo

Home insurance / year$2,600 – $5,200

Health coverage / month$90 – $210 / mo

Estimated annual total$47,000 – $83,000

✅ You save per year$35,000 – $77,000 / yr

🇨🇦

Québec CityQuébec — YQB Airport

✈ 5h 30m to Cancún

Québec City is stunning in summer — but one of the coldest major cities in Canada, with winters lasting nearly 6 months. Direct flights to Cancún make Riviera Maya a natural second home for Québécois families who want sun from November to April.

🏢 2-Bedroom Condo$300,000

House taxes / year$2,600 – $4,400

Monthly building fees$260 – $555 / mo

Home insurance / year$960 – $1,850

Health coverage / month$74 – $192 / mo

Estimated annual total$24,000 – $47,000

✅ You save per year$12,000 – $41,000 / yr

🏠 3-Bedroom House$700,000

House taxes / year$5,900 – $10,400

Monthly HOA / fees$110 – $296 / mo

Home insurance / year$2,220 – $4,440

Health coverage / month$74 – $192 / mo

Estimated annual total$42,000 – $74,000

✅ You save per year$30,000 – $68,000 / yr

Ontario — Canada's Most Populated Province

🇨🇦

TorontoOntario — YYZ Airport

✈ 4h 31m to Cancún

Toronto has become one of the most expensive cities in North America. Condo fees regularly exceed $1,000 per month — and that does not include property taxes. Many Torontonians in their 60s and 70s are selling and moving to Mexico full-time.

🏢 2-Bedroom Condo$300,000

House taxes / year$4,100 – $7,400

Monthly building fees$520 – $1,110 / mo

Home insurance / year$1,480 – $2,960

Health coverage / month$89 – $207 / mo

Estimated annual total$38,000 – $72,000

✅ You save per year$26,000 – $66,000 / yr

🏠 3-Bedroom House$700,000

House taxes / year$9,600 – $17,000

Monthly HOA / fees$148 – $370 / mo

Home insurance / year$2,960 – $5,920

Health coverage / month$89 – $207 / mo

Estimated annual total$60,000 – $100,000

✅ You save per year$48,000 – $94,000 / yr

🇨🇦

OttawaOntario — YOW Airport

✈ 5h direct to Cancún

Ottawa is Canada's capital and one of its coldest cities. Government employees retiring here find that their fixed pension goes much further in Riviera Maya. Building fees and property taxes have climbed steadily over the past decade.

🏢 2-Bedroom Condo$300,000

House taxes / year$3,300 – $5,900

Monthly building fees$296 – $666 / mo

Home insurance / year$1,110 – $2,370

Health coverage / month$74 – $192 / mo

Estimated annual total$30,000 – $55,000

✅ You save per year$18,000 – $49,000 / yr

🏠 3-Bedroom House$700,000

House taxes / year$7,400 – $13,300

Monthly HOA / fees$148 – $370 / mo

Home insurance / year$2,370 – $4,810

Health coverage / month$74 – $192 / mo

Estimated annual total$50,000 – $85,000

✅ You save per year$38,000 – $79,000 / yr

Atlantic Canada — East Coast Markets

🇨🇦

HalifaxNova Scotia — YHZ Airport

✈ 5h direct to Cancún

Halifax is charming and more affordable than Toronto or Vancouver — but Atlantic winters are harsh, damp, and long. Property costs have been rising as people move east from Canada's most expensive cities. The direct flight to Cancún is very popular here.

🏢 2-Bedroom Condo$300,000

House taxes / year$2,070 – $4,070

Monthly building fees$222 – $503 / mo

Home insurance / year$888 – $1,924

Health coverage / month$74 – $192 / mo

Estimated annual total$23,000 – $44,000

✅ You save per year$11,000 – $38,000 / yr

🏠 3-Bedroom House$700,000

House taxes / year$4,810 – $9,250

Monthly HOA / fees$74 – $222 / mo

Home insurance / year$2,072 – $4,070

Health coverage / month$74 – $192 / mo

Estimated annual total$38,000 – $65,000

✅ You save per year$26,000 – $59,000 / yr

🇨🇦

MonctonNew Brunswick — YQM Airport

✈ 5h 20m to Cancún

Moncton is bilingual — French and English — making it natural for many Québécois. Property is more affordable than most Canadian cities, but the quality-of-life improvement when moving to Mexico is enormous. A popular winter escape destination.

🏢 2-Bedroom Condo$300,000

House taxes / year$1,480 – $3,108

Monthly building fees$185 – $429 / mo

Home insurance / year$666 – $1,628

Health coverage / month$74 – $192 / mo

Estimated annual total$20,000 – $40,000

✅ You save per year$8,000 – $34,000 / yr

🏠 3-Bedroom House$700,000

House taxes / year$3,330 – $7,030

Monthly HOA / fees$74 – $222 / mo

Home insurance / year$1,480 – $3,330

Health coverage / month$74 – $192 / mo

Estimated annual total$32,000 – $60,000

✅ You save per year$20,000 – $54,000 / yr

Alberta — Oil Country, High Costs

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CalgaryAlberta — YYC Airport

✈ 7h 19m to Cancún

Calgary has a high standard of living — and costs to match. Alberta has no provincial income tax, but property taxes and condo fees have been rising sharply. Winters are extreme: -30°C is common. Many Calgary retirees own in Riviera Maya and spend November through March there.

🏢 2-Bedroom Condo$300,000

House taxes / year$2,370 – $4,810

Monthly building fees$296 – $629 / mo

Home insurance / year$1,110 – $2,370

Health coverage / month$74 – $192 / mo

Estimated annual total$27,000 – $50,000

✅ You save per year$15,000 – $44,000 / yr

🏠 3-Bedroom House$700,000

House taxes / year$5,550 – $11,100

Monthly HOA / fees$111 – $296 / mo

Home insurance / year$2,590 – $5,180

Health coverage / month$74 – $192 / mo

Estimated annual total$46,000 – $80,000

✅ You save per year$34,000 – $74,000 / yr

🇨🇦

EdmontonAlberta — YEG Airport

✈ 7h 30m to Cancún

Edmonton is Canada's most northerly major city. Winters last from October to April. The lifestyle contrast with Riviera Maya could not be more dramatic — and the financial numbers reinforce why so many Edmonton retirees are making the move.

🏢 2-Bedroom Condo$300,000

House taxes / year$2,220 – $4,440

Monthly building fees$259 – $577 / mo

Home insurance / year$1,110 – $2,220

Health coverage / month$74 – $192 / mo

Estimated annual total$25,000 – $48,000

✅ You save per year$13,000 – $42,000 / yr

🏠 3-Bedroom House$700,000

House taxes / year$5,180 – $10,360

Monthly HOA / fees$111 – $296 / mo

Home insurance / year$2,370 – $4,810

Health coverage / month$74 – $192 / mo

Estimated annual total$44,000 – $76,000

✅ You save per year$32,000 – $70,000 / yr

Prairie Provinces — Wide Open, Very Cold Winters

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WinnipegManitoba — YWG Airport

✈ 5h 30m to Cancún

Winnipeg is one of the coldest cities in the world. January temperatures regularly reach -35°C with wind chill. It is a great city — but 5 months indoors every year is not retirement. The direct flight to Cancún has never been more popular.

🏢 2-Bedroom Condo$300,000

House taxes / year$2,220 – $4,440

Monthly building fees$259 – $555 / mo

Home insurance / year$888 – $2,072

Health coverage / month$74 – $192 / mo

Estimated annual total$24,000 – $46,000

✅ You save per year$12,000 – $40,000 / yr

🏠 3-Bedroom House$700,000

House taxes / year$5,180 – $10,360

Monthly HOA / fees$111 – $296 / mo

Home insurance / year$2,072 – $4,440

Health coverage / month$74 – $192 / mo

Estimated annual total$40,000 – $72,000

✅ You save per year$28,000 – $66,000 / yr

British Columbia — One of the Most Expensive Markets in the World

🇨🇦

VancouverBritish Columbia — YVR Airport

✈ 6h 30m to Cancún

Vancouver is one of the most expensive cities in the entire world — not just Canada. Condo fees regularly exceed $1,000 per month. Property taxes for a $700,000 house can surpass $13,000–$18,000 per year. More Vancouver retirees are moving to Mexico than ever before.

🏢 2-Bedroom Condo$300,000

House taxes / year$4,070 – $8,140

Monthly building fees$518 – $1,184 / mo

Home insurance / year$1,480 – $3,330

Health coverage / month$89 – $207 / mo

Estimated annual total$42,000 – $78,000

✅ You save per year$30,000 – $72,000 / yr

🏠 3-Bedroom House$700,000

House taxes / year$9,620 – $18,500

Monthly HOA / fees$148 – $370 / mo

Home insurance / year$3,330 – $6,660

Health coverage / month$89 – $207 / mo

Estimated annual total$65,000 – $110,000

✅ You save per year$53,000 – $104,000 / yr

Ready to See Your Personal Numbers?

Every retirement is different. At Playa Realtors, we calculate your real personal savings based on where you live today, what you own, and the life you want in Mexico. No obligation, no pressure — just honest numbers.

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All figures in USD. Canadian costs converted from CAD at approx. 0.74 exchange rate. U.S. health figures use Medicare Part B + supplement for age 70+ ($250–$450/mo). Canadian health uses provincial coverage + supplemental ($74–$210/mo USD). Mexico uses private health insurance ($340–$580/mo). Property costs based on $300,000 USD 2BR condo and $700,000 USD 3BR house. Individual results vary by property type, location, health history, and lifestyle. Figures reflect 2025–2026 market data. • Playa Realtors © 2026